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Exam Code: Accident-and-Health-or-Sickness-Producer Vendor: Insurance Licensing Name: MarylandAccident and Health or Sickness Producer Series 20-24 Exam 90 Q&A with Explanation Last Update: Jul 15, 2026
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MarylandAccident and Health or Sickness Producer Series 20-24 Exam Questions and Answers

Questions 1

When a single major medical contract covers all medical expenses, the plan is considered to be:

Options:

A.

Comprehensive

B.

Limited

C.

First-dollar

D.

Supplemental

Questions 2

Reasonable and customary charges for health care are based primarily on:

Options:

A.

Actuarial tables

B.

Insurance industry studies

C.

Average charges within a geographic area

D.

National physician surveys

Questions 3

Who has the right to change the beneficiary of an accident and health policy with a revocable beneficiary designation?

Options:

A.

The policyowner

B.

The beneficiary

C.

The insurer

D.

The producer