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CA-Life-Accident-and-Health dumps questions answers

California Department of Insurance CA-Life-Accident-and-Health Dumps

Exam Code:
CA-Life-Accident-and-Health
Exam Name:
CA Life, Accident and Health or Sickness Examination
Last Update: Oct 13, 2024
155 Questions with Explanation
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CA Life, Accident and Health or Sickness Examination Questions and Answers

Questions 1

In long-term care policies, which of the following is an activity of daily living?

Options:

A.

Bathing

B.

Breathing

C.

Driving

D.

Working

Questions 2

Which of the following is a common business use for life insurance?

Options:

A.

Key person policy.

B.

Creating an immediate estate.

C.

Helping to fund a person's retirement.

D.

Creating emergency funds to avoid the need to liquidate assets.

Questions 3

An insured replaces an existing annuity with a new one and must pay a surrender charge for cancelling the existing annuity. The new policy holds no greater financial benefits to the insured than the existing contract. This is an example of

Options:

A.

nonforferture.

B.

a deferred annuity.

C.

a substandard annuity.

D.

an unnecessary replacement.