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OH-Life-Agent-Series-11-44 dumps questions answers

Ohio Department of Insurance OH-Life-Agent-Series-11-44 Dumps

Exam Code:
OH-Life-Agent-Series-11-44
Exam Name:
OHIO Life Insurance Agent Series 11-44
Last Update: Oct 29, 2025
105 Questions
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OHIO Life Insurance Agent Series 11-44 Practice Questions

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OH-Life-Agent-Series-11-44 Ohio Department of Insurance Exam Dumps

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OH-Life-Agent-Series-11-44 FAQs

The Ohio Life Insurance Agent Series 11-44 exam is a state-specific licensing examination required for individuals who want to sell life insurance products in Ohio. This exam tests your knowledge of life insurance principles, Ohio insurance laws and regulations, policy types, ethics, and sales practices. Passing this exam is a mandatory step to obtain your life insurance agent license in Ohio.

The exam covers several key areas including: types of life insurance policies (term, whole life, universal life), insurance contract law, underwriting and policy issue processes, Ohio insurance regulations and ethics, premium calculations, policy riders and options, beneficiary designations, taxation of life insurance, and replacement regulations. The exam emphasizes both general life insurance knowledge and Ohio-specific laws.

The Ohio Life Insurance Agent Series 11-44 exam is administered at approved testing centers throughout Ohio, such as Pearson VUE or PSI testing facilities. To schedule your exam, visit the testing provider's website, create an account, and select a convenient testing center location and date.

Effective preparation includes completing your mandatory pre-licensing course, studying Ohio insurance laws and regulations, reviewing life insurance concepts and calculations, taking practice exams, and using OH-Life-Agent-Series-11-44 study materials from Dumpspedia. Focus on understanding policy types, Ohio-specific regulations, ethical scenarios, and mathematical calculations. Most successful candidates spend 40-60 hours studying over 2-4 weeks.

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OHIO Life Insurance Agent Series 11-44 Questions and Answers

Questions 1

Kelvin is receiving tax deferred growth until retirement. In what phase would Kelvin's annuity be?

Options:

A.

Nonforfeiture period.

B.

Accumulation period.

C.

Annuity period.

D.

Payout period.

Questions 2

Which rider would allow additional insurance to be purchased at specified dates or events, without additional underwriting?

Options:

A.

Guaranteed renewability.

B.

Guaranteed insurability.

C.

Cost of living.

D.

Disability income.

Questions 3

Rob, Joe, and Mike are brothers who have a $60,000 "first-to-die" Joint life policy covering all three of their lives. If Joe dies first, the policy proceeds

Options:

A.

will not provide further insurance protection.

B.

must be shared equally by Rob and Joe's wife.

C.

will accumulate with interest until another brother dies and then be awarded to the surviving brother.

D.

must be awarded to Joe's estate.

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